Relationship Officer Micro (Northern Region) job at Pride Bank

Description

Pride Bank Limited is hiring a Relationship Officer Micro (Northern Region) to recruit and nurture new Micro business deals, grow the existing relationships, monitor and maintain the Bank’s Business portfolio within manageable risk spheres to enhance profitability.

Reports to the Relationship Manager

Key Duties and Responsibilities:

• To recruit, nature and sustain new Micro relationships that have a potential to grow and provide superior returns and contribute towards assets and liabilities growth as per set targets.
• Active pipeline management with the objective to meet agreed personal growth objectives across all product ranges and clients’ segments Superior management of the client portfolio in order to grow and retain existing business, whilst continuously reviewing existing client wallets with an eye to optimizing the Bank’s revenue through selling/promoting appropriate product bundles.
• Actively undertake the negotiation and structuring of transactions in the prospective and closing stages with the aim of attaining value for the client, while protecting the business interests of the Bank.
• Work hand-in-hand with other stakeholders on the timely and efficient preparation of high-quality credit proposals, and drive turn-around time well within the Bank’s objectives. Vigilant arrears management in line with the Bank’s policies in order to spot early attention areas — the objective is to maintain the loan portfolio’s NPA percentage (well) within agreed parameters.
• Active pipeline management with the objective to meet agreed personal growth objectives across all product ranges and clients segments.
• Constantly explore the enhancement of the Bank’s brand name so that the Bank holds out to the target markets as one of the best in the corporate field in terms of service, innovation, and customer awareness/responsiveness
• Develop and maintain well documented reports/visits/contracts with all the Bank’s relationships, management, and other units.
• Responsible for the achievement of the Branch Micro targets.

Qualifications, Skills and Experience:

• Diploma or Bachelor’s Degree in any business-related discipline including agribusiness management
• Must have critical thinking, analytical, attention to detail and problem-solving skills
• Good verbal and written communication skills
• Understanding of the Banking environment.
• Advanced, computer literacy, numerical skills and statistical skills
• Team player, ability to work under pressure and in position to exercise excellent judgment
• Ability to build functioning working relationships across organizational, corporate, and cultural boundaries.
• Takes clear accountability and focuses on delivery of broader corporate goals
• Ability to take decisions and progress towards goals in conditions of uncertainty
• Ability to demonstrate positive image and role model Bank values
• Must be a person of impeccable integrity.

• To recruit, nature and sustain new Micro relationships that have a potential to grow and provide superior returns and contribute towards assets and liabilities growth as per set targets.
• Active pipeline management with the objective to meet agreed personal growth objectives across all product ranges and clients’ segments Superior management of the client portfolio in order to grow and retain existing business, whilst continuously reviewing existing client wallets with an eye to optimizing the Bank’s revenue through selling/promoting appropriate product bundles.
• Actively undertake the negotiation and structuring of transactions in the prospective and closing stages with the aim of attaining value for the client, while protecting the business interests of the Bank.
• Work hand-in-hand with other stakeholders on the timely and efficient preparation of high-quality credit proposals, and drive turn-around time well within the Bank’s objectives. Vigilant arrears management in line with the Bank’s policies in order to spot early attention areas — the objective is to maintain the loan portfolio’s NPA percentage (well) within agreed parameters.
• Active pipeline management with the objective to meet agreed personal growth objectives across all product ranges and clients segments.
• Constantly explore the enhancement of the Bank’s brand name so that the Bank holds out to the target markets as one of the best in the corporate field in terms of service, innovation, and customer awareness/responsiveness
• Develop and maintain well documented reports/visits/contracts with all the Bank’s relationships, management, and other units.
• Responsible for the achievement of the Branch Micro targets.

• Critical thinking
• Analytical skills
• Attention to detail
• Problem-solving skills
• Good verbal and written communication skills
• Understanding of the Banking environment
• Advanced computer literacy
• Numerical skills
• Statistical skills
• Team player
• Ability to work under pressure
• Ability to exercise excellent judgment
• Ability to build functioning working relationships across organizational, corporate, and cultural boundaries
• Takes clear accountability and focuses on delivery of broader corporate goals
• Ability to take decisions and progress towards goals in conditions of uncertainty
• Ability to demonstrate positive image and role model Bank values

• Diploma or Bachelor’s Degree in any business-related discipline including agribusiness management
• Must be a person of impeccable integrity.