Recovery/Legal Officer job at Savior Microfinance Limited

About Organisation:

Savior Microfinance Limited (SML) is a microfinance company that is duly registered in Uganda.

Key Duties and Responsibilities:

• Execute pre-delinquency measures and maximize collections to maintain portfolio quality.
• Assess delinquency reasons and implement restructuring or solutioning timely.
• Perform portfolio monitoring, site visits, and periodic reviews to manage delinquency.
• Develop repayment schedules, propose restructures, and advise clients on alternative repayment options.
• Provide legal advice on structuring credit facilities, complex lending transactions, and mitigate legal risks.
• Support insurance claims, debt recovery, and oversee debts written-off recovery efforts.
• Act as primary legal contact for credit matters with internal and external stakeholders.
• Prepare periodic reports, attend recovery meetings, and provide strategic legal insights.
• Any other duties as assigned.

Qualifications, Skills and Experience:

• Bachelor’s Degree in Law; Postgraduate Diploma in Legal Practice is an added advantage.
• Enrolled Advocate of the High Court and subordinate Courts.
• Minimum 8 years’ experience in a law firm or financial institution with banking & finance exposure.
• Strong analytical, problem-solving, negotiation, and communication skills.
• Thorough understanding of credit, collections, and recovery policies.
• Proficiency in MS Word, Excel, and PowerPoint.
• High integrity, result-oriented, organized, and able to work under minimal supervision.

• Execute pre-delinquency measures and maximize collections to maintain portfolio quality.
• Assess delinquency reasons and implement restructuring or solutioning timely.
• Perform portfolio monitoring, site visits, and periodic reviews to manage delinquency.
• Develop repayment schedules, propose restructures, and advise clients on alternative repayment options.
• Provide legal advice on structuring credit facilities, complex lending transactions, and mitigate legal risks.
• Support insurance claims, debt recovery, and oversee debts written-off recovery efforts.
• Act as primary legal contact for credit matters with internal and external stakeholders.
• Prepare periodic reports, attend recovery meetings, and provide strategic legal insights.
• Any other duties as assigned.

• Strong analytical, problem-solving, negotiation, and communication skills.
• Thorough understanding of credit, collections, and recovery policies.
• Proficiency in MS Word, Excel, and PowerPoint.
• High integrity, result-oriented, organized, and able to work under minimal supervision.

• Bachelor’s Degree in Law; Postgraduate Diploma in Legal Practice is an added advantage.
• Enrolled Advocate of the High Court and subordinate Courts.